Since Help to Buy was introduced in 2013, take-up in the number of first-time buyer mortgages has grown by 37% to end 2018. In 2018 there were some 370,000 first-time buyer loans with an average borrower age of 30 years old, typically borrowing £142,500 and a loan to value of 84%. As first-time buyer numbers have grown, so too has the proportion of the home owner mortgage market they account for; in 2013 they represented 43% of loans, in 2018 this increased to 50% of loans.
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